INDEPENDENT MEDICARE SPECIALISTS · DAYTON, OHIO
Medicare Made Simple.
Coverage Made Right.
Navigating Medicare shouldn't feel overwhelming. Our independent specialists compare plans across every major carrier at no cost to you, ensuring you get the right coverage at the right price.
LICENSED & INDEPENDENT
MULTIPLE CARRIER ACCESS
NO COST TO YOU
LOCAL DAYTON SPECIALISTS
ANNUAL PLAN REVIEWS
WHAT WE OFFER
Coverage Solutions
For Every Situation
As an independent agency, we aren't tied to any single insurance company. We shop the entire market on your behalf to find the plan that fits your health needs and your budget.
Medicare Advantage
All-in-one plans (Part C) that bundle your hospital, medical, and often prescription coverage. We compare every plan available in your zip code.
LEARN MORE →Medicare Supplement
Medigap plans that cover the "gaps" in Original Medicare — giving you predictable costs and the freedom to see any doctor who accepts Medicare nationwide.
LEARN MORE →Part D Drug Plans
Prescription drug coverage that works with your specific medications. We analyze your drug list against every available plan to minimize your out-of-pocket costs.
LEARN MORE →Turning 65 Planning
Approaching Medicare eligibility? We walk you through every decision — enrollment timing, plan selection, and how Medicare coordinates with any existing coverage.
LEARN MORE →WHY PREMIER MEDICARE PLANNING
Justin Traucht
Licensed Medicare Specialist
Emily Lutz
Licensed Medicare Specialist
01
Truly Independent
We're appointed with every major carrier in Ohio. Our only allegiance is to finding you the right plan; not hitting a quota for any single company.
02
03
04
A Different Kind of
Medicare Agency
Most Medicare agents represent one company. We represent you. Our background in financial services means we look at your Medicare decisions with the full picture in mind.
Financial Services Background
We understand how Medicare decisions connect to your broader retirement picture; Social Security timing, income planning, and long-term costs.
Local and Accountable
We're your neighbors in Dayton. When you have a question or a claim issue you can call us, and not a national call center.
Annual Plan Reviews
Plans change every year. We proactively review your coverage each fall to make sure you're still in the right plan for your needs and budget.
$0
COST TO YOU FOR OUR SERVICES
15+
CARRIERS COMPARED
100%
INDEPENDENT & UNBIASED
Local
DAYTON, OHIO BASED TEAM
TURNING 65 SOON?
Your Medicare
Enrollment Guide
Medicare enrollment has strict deadlines. Missing them can mean permanent premium penalties or gaps in coverage. We guide you through every step, ideally starting 3 to 6 months before your 65th birthday.
1
Understand Your Enrollment Window
Your Initial Enrollment Period opens 3 months before your 65th birthday. We map out your specific dates and deadlines.
2
Enroll in Medicare Parts A & B
We walk you through the Social Security enrollment process and explain how Parts A and B work as your foundation.
3
Choose Your Coverage Path
Medicare Advantage or Medicare Supplement? We compare both options against your doctors, prescriptions, and budget.
4
Add Prescription Drug Coverage
We analyze your current medications against every Part D plan available to find your lowest total drug cost.
5
Review Every Year
We contact you each fall before Annual Enrollment to make sure your plan still fits as your needs evolve.
Client Experiences
What Our Clients
Are Saying
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Robert K.
Centerville, Ohio
★★★★★
I was completely overwhelmed turning 65. They sat down with me, explained every option clearly, and found me a plan that covers all my doctors and saved me over $180 a month compared to what I thought I'd be paying
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Margaret L.
Beavercreek, Ohio
★★★★★
Unlike the 1-800 number agents, these are real local people who actually know the Dayton market. When I had a billing issue, I called them directly and it was resolved the same day. That's the difference.
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David P.
Springboro, Ohio
★★★★★
My financial advisor referred me here and I'm so glad. They understood exactly how my Medicare choices connected to my retirement income plan. A completely different level of conversation than I expected.