OUR DIFFERENCE
A Different Kind of
Medicare Agency
Most Medicare agents represent one company. We represent you. Here's what makes Premier Medicare Planning different — and why it matters.
WHO WE ARE
Independent. Local. On Your Side.
Premier Medicare Planning is a licensed independent insurance agency based in Dayton, Ohio. We specialize exclusively in Medicare — Medicare Advantage, Medicare Supplement, and Part D prescription drug plans — for individuals turning 65 and Medicare beneficiaries throughout Ohio.
Our team brings a background in financial services to the Medicare conversation — which means we think about your coverage decisions the way a trusted specialist would, with your complete retirement picture in mind, not just your insurance needs in isolation.
$0
COST TO YOU
15+
CARRIERS COMPARED
100%
INDEPENDENT
Local
DAYTON, OHIO
1
We Are Truly Independent
Captive agents represent one company. Call center agents are often paid to push certain plans. We are appointed with every major Medicare carrier in Ohio — which means we have no financial incentive to recommend one plan over another. Our compensation from carriers is the same regardless of which plan you choose. The only thing that drives our recommendation is what's right for you.
2
Financial Services Background
Our team brings experience from the financial services industry to the Medicare conversation. This means we understand how your Medicare decisions connect to your broader retirement picture — Social Security timing, IRMAA income thresholds, HSA coordination, and long-term healthcare cost planning. Most Medicare agents cannot have this conversation. We do it every day.
3
Local and Accountable
We are your neighbors in Dayton. When you have a question about your coverage, a billing issue, or a claim concern, you call us directly — not a national call center where you speak to a different person every time. Our reputation in this community is everything to us, and we treat every client accordingly.
4
We Review Your Plan Every Year
Medicare plans change every year — premiums, formularies, networks, and benefits all shift on January 1. We proactively contact every client each fall before the Annual Enrollment Period to review their current plan and make sure it's still the right fit. This is a service most agents don't provide — and it's one of the most valuable things we do for our clients year after year.
5
Our Services Are Free to You
There is no fee for our services — ever. We are compensated by the insurance carriers when we help you enroll in a plan, at absolutely no additional cost to you. The premium you pay is identical whether you enroll through us, through the carrier directly, or through any other agent. You receive independent guidance at zero cost. That's the independent agent model, and it's why it works so well for Medicare beneficiaries.
Our Team
Justin Traucht
Licensed Medicare Specialist
Emily Lutz
Licensed Medicare Specialist